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Lynette Roshini, 18
Diploma in Business Management, MDIS.
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Effurr, Fana, Feeqah, JSyaz, Liz, Naq, Sarrah. Selena. Junie.


Friday, October 31, 2008


  • new blog!
    hee.
    and ya, MS JUNI SYAZWANI is sucha idiot.
    yes, i will try n stay faithful with this blog okay.
    you know, im a busy woman.


    its the end of the month. that means its torture for me.
    i've got exams! and i am NOT so ready for it.
    MONDAY- Principals of business management(2) PBM.
    WEDNESDAY- Economics.
    its friday and im juz done with PBM.and for econs,its really tough and its maths!
    im already struggling now with these modules. i wonder how will it be for the last 4 i have to go through.its gonna be worse. =(

    and i kinda miss my dad.he's so far away.i dun even noe if he'll be home for xmas ): miss being rude to him.but i still love him the most of all!


    and tmr is sara's open house for deepavalli. ohoh i cant wait. =D

    oh, and my dad sent me this mail.maybe some of you have seen it.
    but,its really good.




    A good article to be shared


    could not agree less...

    A Blog Posted by Singapore 's Youngest Millionaire

    By Adam Khoo In Money |

    Some of you may already know that I travel around the region pretty
    frequently, having to visit and conduct seminars at my offices in Malaysia,
    Indonesia, Thailand and Suzhou (China). I am in the airport almost every
    other week so I get to bump into many people who have attended my seminars
    or have read my books.

    Recently, someone came up to me on a plane to KL and looked rather shocked.
    He asked, 'How come a millionaire like you is travelling economy?' My
    reply was, 'That's why I am a millionaire.' He still looked pretty
    confused. This again confirms that greatest lie ever told about wealth
    (which I wrote about in my latest book 'Secrets of Self Made
    Millionaires'). Many people have been brainwashed to think that
    millionaires have to wear Gucci, Hugo Boss, Rolex, and sit on first class
    in air travel. This is why so many people never become rich because the
    moment that earn more money, they think that it is only natural that they
    spend more, putting them back to square one.

    The truth is that most self-made millionaires are frugal and only spend on
    what is necessary and of value. That is why they are able to accumulate
    and multiply their wealth so much faster. Over the last 7 years, I have
    saved about 80% of my income while today I save only about 60% (because I
    have my wife, mother in law, 2 maids, 2 kids, etc. to support). Still, it
    is way above most people who save 10% of their income (if they are lucky).
    I refuse to buy a first class ticket or to buy a $300 shirt because I think
    that it is a complete waste of money. However, I happily pay $1,300 to
    send my 2-year old daughter to Julia Gabriel Speech and Drama without
    thinking twice.

    When I joined the YEO (Young Entrepreneur's Organization) a few years back
    (YEO is an exclusive club open to those who are under 40 and make over $1m
    a year in their own business) I discovered that those who were self-made
    thought like me. Many of them with net worths well over $5m, travelled
    economy class and some even drove Toyota's and Nissans (not Audis, Mercs,
    BMWs).

    I noticed that it was only those who never had to work hard to build their
    own wealth (there were also a few ministers' and tycoons' sons in the club)
    who spent like there was no tomorrow. Somehow, when you did not have to
    build everything from scratch, you do not really value money. This is
    precisely the reason why a family's wealth (no matter how much) rarely
    lasts past the third generation. Thank God my rich dad (oh no! I sound
    like Kiyosaki) foresaw this terrible possibility and refused to give me a
    cent to start my business.

    Then some people ask me, 'What is the point in making so much money if you
    don't enjoy it?' The thing is that I don't really find happiness in buying
    branded clothes, jewellery or sitting first class. Even if buying
    something makes me happy it is only for a while, it does not last.

    Material happiness never lasts, it just give you a quick fix. After a
    while you feel lousy again and have to buy the next thing which you think
    will make you happy. I always think that if you need material things to
    make you happy, then you live a pretty sad and unfulfilled life.

    Instead, what make ME happy is when I see my children laughing and playing
    and learning so fast. What makes me happy is when I see by companies and
    trainers reaching more and more people every year in so many more
    countries. What makes me really happy is when I read all the emails about
    how my books and seminars have touched and inspired someone's life. What
    makes me really happy is reading all your wonderful posts about how this
    BLOG is inspiring you. This happiness makes me feel really good for a long
    time, much much more than what a Rolex would do for me.

    I think the point I want to put across is that happiness must come from
    doing your life's work (be in teaching, building homes, designing, trading,
    winning tournaments etc.) and the money that comes is only a by-product.

    If you hate what you are doing and rely on the money you earn to make you
    happy by buying stuff, then I think that you are living a life of
    meaningless.

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    10:33 PM